Archive for July, 2008

Being in financial crisis is a serious mental strain, one that can easily cause you to lash out at anyone involved in your woes. Before you pick up the phone and yell at some lender's customer support representative though, consider more professional options that can be looked into concerning your debt. Full story

There is always a debate when home buyers have to decide on the merits of 15 or 30 year fixed mortgage rates. Many people wait until they are older before taking on the responsibility of a mortgage so an early payment of this large debt is an important issue to think about. In a situation as important as this time needs to be spent considering ... Full story

If you're new to buying a home and don't have the time to read an encyclopedia on mortgages, this is the article for you. We'll go over some basic mortgage terms and concepts to get you started. Full story

Banks offer us many convenient services, but they hardly do so out of the kindness of their hearts. Almost any little service imaginable that a bank provides has at least a small fee associated with it. These fees individually are usually small, but together can add up to a great deal. Better understanding these fees and how they're triggered should give a greater ability to ... Full story

By mid 2005, the sub-prime lending problem (to come) had reached its peak. Interest rates were lower than they had been in decades and underwriting standards were very lax. Full story